9 ways to lower your bills and save money every month
Think you can do a better job of reducing your expenses to save more money every month Let me share a few of my secrets!
If you’re trying to cut costs, custodia iphone 6 antiurto creating a custodia cover huawei mate 20 pro budget is a good place to start. I use and Mint, two free personal finance services, to keep tabs on my spending. samsung a40 hoesje The tools help me identify the areas I need to work on and where I’m already doing everything I can to save.
I gave up most of my credit cards and started budgeting with cash at the start of 2018 handy cover samsung note 4 as an experiment. Let me be clear: I don’t follow the envelope method custodia cover samsung s8 plus 100%, but I have started using cash to manage three budget categories: food/dining, clothing and miscellaneous spending.
After my first month of budgeting with cash, I started saving a lot of money because I was more disciplined about letting go of those dollars!
A lot of people refuse to budget with cash because they get credit card rewards, but if a cash only system helps you reduce your spending by more than 2% to 5%, who cares about the credit card rewards
Download these three cash back apps
When a cashier asks me if I’d like a printed receipt, I always say yes because I turn those receipts into cash with three apps. I’ve earned nearly $2,000 with Ibotta since May 2014. The cash back app started with grocery stores but now has mobile shopping options.
More recently, I’ve custodia samsung j5 2017 a libro gotten hooked on another app cover samsung tablet 7 pollici called Fetch Rewards because it accepts receipts from any grocery, convenience or club store.
The third app that I use to upload my receipts is Receipt Hog. The rewards add up slowly, but it accepts receipts from all retailers. There are no restrictions on where you shop or what you buy!
RELATED: Fetch Rewards: Is this grocery rebate app better than Ibotta
Cut tab 4 samsung 10.1 custodia your cable and internet bill
Although I spent 10 years as a TV producer, I really don’t iphone xr cover watch much television. In fact, I veste pokemon custodia tablet samsung 9.6 didn’t even own one for a couple of years. I now rely on a $40 digital antenna to pick up my local channels like ABC, NBC, CBS, FOX and PBS.
If you’re paying more than $100 per month for cable or satellite TV, try one custodia samsung tab 3 lite 7 pollici of the new live TV streaming services.
I’ve tested all of the major ones for my day job, including AT TV Now, Hulu with Live TV, Sling TV and YouTube TV. They all come with free trials to give you time to see if they’re a good fit.
Sling TV starts at just $25 per month for a super skinny bundle, but most of the services cover samsung s7 edge in alluminio are around $40 per month.
MY TAKE: Hulu with Live TV has the best mix of channels and on demand content, Sling cover originale iphone 6s silicone TV’s starter package (ESPN, AMC, HGTV, cover iphone 6 silicone 3d Disney and more) is great if you’re on a tight budget and YouTube TV’s unlimited DVR custodia samsung tab s3 9.7 makes it a top contender.
Sign up for all of the free trials until you find a streaming TV service that custodia con batteria iphone 7 plus you really like.
RELATED: 3 ways to lower your Comcast cable and internet bill
Find a cheaper cell phone plan
When the major custodia tablet samsung sm t560 cell phone providers custodia iphone libro antico made the switch to unlimited data, so did I. But a few months later I realized that I was still only using about 2 GB of data per month.
In late 2017, custodia iphone 8 mediaworld I made the switch to Xfinity Mobile and pay only $12 per month for cell custodia cover iphone 5 5s se phone service before taxes and fees.
If you’re not familiar with Xfinity, it’s the new cell phone service from Comcast. It runs on Verizon’s 1 network and relies on millions of Xfinity’s Wi Fi hotspots to help users keep data usage to a minimum.
RELATED: Xfinity Mobile review: $180 for 12 months of cell phone service
DIY pest control
Down here in Atlanta, a pest control plan is essential. When I first moved into my condo, I hired Orkin and started paying their high prices. I probably would have continued to do that, but they didn’t get rid of the bugs!
I followed a co worker’s advice and started doing my own pest control every month. Here’s what I bought for American and Smokybrown roaches:..